Loans Winnipeg is paid by lenders and never by you. This page explains how that payment works, what the apply link carries, and what the fee can and cannot affect, for payday and installment loans alike.
How the referral fee works
A lender pays us a referral fee when it funds a loan for someone who reached it through this site, and at no other time. Every apply link here opens a separate application platform used by licensed Canadian lenders. On the lender's side the fee is an advertising cost, in the same budget as an ad on the back of a Winnipeg Transit bus or a billboard on Pembina Highway. An application that is declined, abandoned or cancelled inside Manitoba's 48 hour window earns us nothing.
What it means for your price
Your cost does not change because a referral fee exists. A payday fee is set by the lender at or under the $14 per $100 cap, and it stays the same if you found that lender here, through a search engine or on a coworker's tip in the lunch room at the Symington yard. An installment APR comes from the lender's offer under the 35% federal ceiling. We add no charge and take no share of what you repay.
What the apply link carries
The apply link carries a site code and nothing more. The code tells the platform which website sent you, so a fee can be matched to a funded loan. It does not carry your name, your location or the page you were reading; the privacy page has the detail.
What the fee does and does not influence
The fee gives us a reason to want your application to fund with a lender that approves you, and no say in which lender that is. The platform matches on your income, province and account, not on who pays us. No lender buys placement here: we do not rank lenders, name a favourite, list lenders by neighbourhood from Transcona to Tuxedo, or publish reviews.
What we are not
The referral fee does not make us a lender, a loan broker or a financial adviser, and we are none of those. We never receive your application, your banking details, your credit file or the terms you sign; we learn only that a loan funded and what our fee is. The about page covers who we are, the terms of use cover the rest, and questions go to the contact page.
Loan options in Winnipeg
One page per product: who qualifies, how fast it funds and what to check before you sign.
